Payments and account balance

Payment methods and their fees, topping up your balance, the instant pay-from-balance flow, and invoices.

After you create an order you land on the payment page, where you choose how to pay. You can also keep money in your Linkwatcher balance and pay from it directly.

Payment methods and fees

The marketplace supports several payment methods, each with a handling fee added on top of the order total:

  • Card via Stripe: credit and debit cards, including Apple Pay and Google Pay. Fee: 5% + $0.50.
  • PayPal: pay with your PayPal account. Fee: 5% + $0.50.
  • Crypto via CoinPayments: pay in cryptocurrency, converted from the USD total. Fee: 1%, the cheapest option.
  • Account balance: no handling fee at the moment of payment.
Payment page showing the available payment methods with their handling fees
Payment page showing the available payment methods with their handling fees

Note: Handling fees are calculated only on the amount actually charged to the external method. If part of the order is covered by your balance, the fee applies only to the remainder.

Using your balance on the payment page

Your current balance is shown in the marketplace header. On the payment page there is a balance toggle:

  1. Tick the option to use your account balance.
  2. The balance is applied first, up to the order total.
  3. If a remainder is left, choose a payment method for it. The handling fee is calculated on the remainder only.
Payment page with the balance toggle enabled showing balance applied and a reduced remaining amount
Payment page with the balance toggle enabled showing balance applied and a reduced remaining amount

Topping up your balance

You can add funds to your balance ahead of time:

  1. Open your balance page from the marketplace header or sidebar.
  2. Choose the top-up amount.
  3. Pick a payment method. The same handling fees apply: 5% + $0.50 for card and PayPal, 1% for crypto.
  4. Complete the payment. The amount is credited to your balance right away.
Balance top-up page with an amount entered and payment methods listed
Balance top-up page with an amount entered and payment methods listed

A healthy balance speeds up future purchases: balance-covered orders skip the payment page entirely and are placed in one click.

Refunds go to your balance

If an order is cancelled, rejected, or refunded under the money-back guarantee, the refund is credited to your Linkwatcher balance rather than your original payment method. From there you can spend it on new orders instantly.

Invoices

Every payment generates an invoice, including payments made entirely from your balance. To download one:

  1. Open your balance page.
  2. Find the transaction in the history list.
  3. Click the Invoice download button next to it.
Balance transaction history with the Invoice download button visible on a row
Balance transaction history with the Invoice download button visible on a row

Note: Crypto payments are confirmed on the blockchain, so they can take a little longer to register than card or PayPal payments. The page checks the status automatically; you do not need to refresh.

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